Insurance for Instructors / Directors of Clogging Activities
- CLOG, Inc has group liability insurance available in the amount of $1,000,000 for its members who are instructors or directors of clogging events. Members are insured for Legal Liability, Bodily Injury and Property Damage in the combined amount of $1,000,000.00 with an aggregate of $2,000,000.00. There is no deductible for this coverage.
- The accident policy covers the instructor/director only while conducting clogging activities. The coverage does not cover accidents while traveling to or from a dance.
- This insurance is available to CLOG members only. Coverage is not pro-rated. Members may subscribe for this coverage anytime during the year. Coverage is for the period from December 15 to December 15 of each year. The cost is additional to the yearly membership dues. Membership must be current at all times for coverage to be enforce.
The insurance program is available for instructors and directors of clogging activities. It is not open to participants or general dancers.
Active C.L.O.G. membership is a prerequisite for participation in the insurance program. If an insured is dropped from membership for non-payment of dues, then the insurance for the individual is null and void as of the date they dropped from the membership rolls.
It is a liability policy with a protection limit of $1,000,000.00 per occurrence and an annual aggregate limit of $2,000,000.00. It will protect the instructor or director for any acts or omissions of acts that result in injury to someone while that covered member is conducting clogging classes, dances, workshops, competitions or related activities. This is a primary coverage as long as no other liability insurance is in force which is applicable.
It provides accident insurance for the instructor/director while conducting clogging activities. $5,000 Accidental Dismemberment and Accidental Death; $10,000 accident medical expense with an aggregate of $250,000.00. This coverage is effective only after a primary carrier has settled a claim.
It does not include third party names on the policy, nor does it provide general accident insurance for someone who was careless or injured himself outside of the area where the instructor’s actions are involved. It also does not cover negligence on the part of the owner of a facility you are renting or using.
This coverage is NOT to be considered as general accident/medical coverage for your students or attendees, but is designed only to protect YOU against claims of negligence brought against you and arising out of your activities as a clogging instructor/director of clogging events.
The policy year is December 15 – December 14 of the following year. If C.L.O.G. membership dues are not kept current, the insurance is not effective until dues are received.
It is not possible to pro-rate the annual fee. Members are encouraged to mark their calendars for renewal in the weeks prior to December 15 to make sure there is no lapse in service.
Certificates of insurance are available through the C.L.O.G. office upon request.
Some facilities where you might be holding a class, workshop, competition or clogging event might require a certificate listing their entity as “additional insured.” This is generally covered under this program and usually doesn’t incur an additional fee. Contact C.L.O.G. to verify.
Please use this Additional Insured Request Insurance Form to submit your request, and complete all fields including the entities official name and address.
Please give two weeks notice should you need such a certificate.
Request Form for Certificate of Additional Insured
Terms and conditions may apply, and subject to change. Subject to eligibility and only available where offered, and as determined by C.L.O.G.. We do our best to update our website for accuracy as often as possible, but details posted are subject to change or updates.